The experience at any free service organisation can be extremely varied, however they are only manned part time, they can sometimes set up informal arrangements providing that debts, creditors and income will permit, these are always payments in full and tend to be creditors biased, and if they are not able to handle themselves they are only allowed to suggest a local insolvency practitioner.

They do not remain involved subsequently and so they have no knowledge of the practitioners debtor friendlines , so you are on your own.

At Debt - Medic Ltd we only charge a modest fees and we will remain involved throughout.

We provide access to advice 7 days a week, and we have no conflicts & protecting your interests is our sole purpose, you are our client and we are your advisor.

Why Are You Different From Debt Management Company?

Debt management company will arrange with your creditors a pro-rata payment plan, you make the monthly payment to the company you have instructed and they make the payments to your creditors.

The problem with this solution is that unless the creditors freeze the interest and the charges on your account then the amount of your debt will increase.

At Debt-Medic Ltd we do not operate this system unless it is for a specific short period of time as part of a wider solution, instead we look to provide a real and permanent solution to your debt problems.

What Guarantee Do I Have That You Will Do Everything You Say?

We cannot give any guarantees to any one, we do however operate under a consumer credit licence and we can have our licence withdrawn at any time if we operate outside the regulations laid down by the office of fair trading.